AS OF JAN 1ST, 2004 THE MSA IS NOW CALLED A (HEALTH SAVINGS ACCOUNT)

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WHAT IS A MEDICAL SAVINGS HEALTH PLAN (HSA)?

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A LOW-COST, HIGH-DEDUCTIBLE, MAJOR MEDICAL

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$2 MILLION HEALTH INSURANCE POLICY.

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INCLUDES A 1OO% TAX-DEDUCTIBLE SAVINGS ACCOUNT.

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A GENEROUS TAX BREAK FOR THE ANYONE SELF-EMPLOYED OR NOT.

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PICK YOUR OWN DOCTOR. IF YOU ARE NOT SATISFIED WITH YOUR DOCTOR, CHANGE DOCTORS. YOU ARE IN CONTROL.

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PAY FOR CHIROPRACTIC VISITS, DENTAL CARE, EYE GLASSES,AND HEARING AIDS WITH TAX-FREE MONEY.

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THE MONEY THAT IS LEFT OVER AT THE END OF THE YEAR IS YOUR MONEY, AND ACCUMULATES TAX-FREE, AND IF NOT USED FOR MEDICAL EXPENSES WILL BE THERE FOR YOUR RETIREMENT.

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THE 5% INTEREST YOU EARN IN YOUR MSA IS TAX-FREE IF USED FOR YOUR MEDICAL EXPENSE.

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SOME PEOPLE CALL IT A MEDICAL-IRA. FORBES MAGAZINE CALLS THE MSA THE ("SUPER-IRA.")

	•	CONGRESS HAS NOW OPENED UP MSAs or HSA's TO ALL TAXPAYERS WHO EARN SELF-EMPLOYMENT or W-2 INCOME INCOME. CALL JIM AT (239) 936-5845 FOR MORE INFORMATION$$$$$$